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For 120 years, Chicago-based North American Company for Life and Health Insurance (North American) has proven itself as a leader in protection-oriented life insurance products and services, as well as annuity plans. Servicing the life insurance marketplace since 1886, North American operates from a base of financial strength, which instills confidence in our servicing agents and their clients. North American's product line is marketed in 49 states and the District of Columbia.

North American Company is ultimately owned by Sammons Enterprises, Inc., one of the country's largest privately held companies. Insurance operations are the core and strength of Sammons Enterprises. The Sammons Insurance Group comprised of North American and its affiliate, Midland National Life Insurance Company, services more than 1.5 million policies with $223 billion in life insurance in-force.

A significant driving factor behind Sammons Enterprises success is the dedicated employee-owner force, who have an invested interest in being customer-focused and are committed to offering consistent World Class service.

Offering the best value in today's independent insurance marketplace, North American maintains a standard as a product-driven company with a variety of sophisticated universal life plans, competitive term products, and optimal annuity products available.

North American's product portfolio allows consumers to purchase a plan best suited to their individual needs. North American's portfolio strategies include the integration of all asset classes, specialized portfolio techniques, portfolio segmentation by product, and diligent management of durations on assets and liabilities. North American's stability is apparent as a long-standing, privately owned company.

North American supports numerous distribution contracts that would fit your business model. Speak to one of our Sales Representatives to find the path that best suits your business.

Financial Strength
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In the life insurance industry, the financial soundness of a company is judged by a number of criteria, ultimately reflected in its units of ratings. The following information reflects North American's strengths:

A+ (Superior) Rated by A.M. Best1 A.M. Best rated North American Company for Life and Health Insurance an A+ (Superior) rating.  A+ is the second highest rating out of 15 rating categories and was assigned to North American Company for Life and Health Insurance, as part of Sammons Financial Group, on January 4, 2008.

Click the above logo to view the full report.

• AA- (Very Strong) Rated by Standard & Poor's
  Standard & Poor's has awarded its AA- (Very Strong) rating for insurer financial strength on December 5, 2006 to North American Company for Life and Health Insurance as part of Sammons Financial Group. The AA- (Very Strong) rating is the fourth highest out of twenty-two reflects the financial strength of North American Company for Life and Health Insurance, member of the Sammons Financial Group.
   

• Member of the Insurance Marketplace Standards Association (IMSA)
  IMSA is an independent, voluntary organization that has been created by the life insurance industry as another means to ensure that companies who qualify for membership meet and maintain high standards of ethical conduct in their dealings with consumers. IMSA membership complements our ongoing compliance activities required under state law.

North American looks forward to building a solid relationship with each of our distribution partners and working towards the goal of mutual success.

¹A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and the ability to meet its ongoing obligations to policyholders. For the latest rating, access www.ambest.com.            
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