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Term

ADDvantage

Universal Life

Builder IUL Custom GrowthCV
Custom Access Custom Guarantee
Custom Accumulator III Custom TermGUL
Custom Extra Guarantee Builder IUL

To see complete product details, click here to view our @ A Glance sales piece  (PDF).

ADDvantage
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Simple and affordable term coverage with Super Preferred Non-tobacco rates and a choice of guarantee periods.

Target Markets:

  • Broad market appeal
  • Individuals seeking guaranteed term coverage

Builder IUL
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A powerful cash value accumulation product ― Builder IUL is an indexed universal life insurance product that offers the guarantees and flexibility of universal life insurance combined with the opportunity to earn interest linked to the performance of one or more stock market indices.

Target Markets:

  • Retirement supplement
  • College funding
  • Buy-Sell
  • Low cost protection
  • Mortgage protection with early payoff

Custom Access
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Our specialized solution for clients who want to transfer wealth and have the ability to access an accelerated death benefit for terminal illness and assisted care.

Target Markets:

  • Wealth transfer/asset protection
  • Accelerated benefits for convalescent care and terminal illness

Custom Accumulator III
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Ideal for maximizing savings for college and retirement.  An excellent asset protection/reallocation vehicle.  Also recommended for single-premium annuity transfers.

Target Markets:

  • Retirement saving
  • College funding
  • Asset protection

Custom Extra
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An extraordinary value – low cost, permanent life insurance, with a double death benefit option at no additional cost.  Perfect for clients seeking income replacement, mortgage protection, or inheritance tax planning.  Also ideal for business/key-person coverage and buy-sell agreements.

Target Markets:

  • Family protection
  • Mortgage protection
  • Business key-person
  • Buy-sell agreement

Custom GrowthCV
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For clients seeking comprehensive death benefit protection along with the opportunity to build significant cash value growth, Custom GrowthCV may be the ideal choice. It offers several key features for cash value growth while making it easy to access the accumulated funds, too.

Target Markets:

  • Wealth Transfer
  • Estate Planning
  • Buy-sell agreement
  • Executive bonus plans

Custom Guarantee
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The solution for clients who want the performance and flexibility of universal life coverage – plus the solid guarantees associated with whole life insurance.  Unique Dial-a-Guarantee feature puts clients in control.

Target Markets:

  • Individuals seeking long-term guarantees
  • Wealth transfer

Custom TermGUL
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Our most affordable universal life plan.  Custom TermGUL offers permanent lifetime protection and an opportunity for cash value growth.  Ideal "death benefit only" coverage.

Target Markets:

  • Income replacement
  • Low-cost coverage

Guarantee Builder IUL
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Guarantee Builder IUL has some of the lowest premiums to guarantee coverage to age 1201 with the added highlight of the best cash values in the indexed UL market.

Target Markets:

  • Family protection
  • Retirement savings
  • Mortgage protection
  • Limited pay premium

1Subject to the payment of the monthly no-lapse guarantee premium. Custom Access, Custom Accumulator III, Builder IUL, Custom Extra, Custom GrowthCV, Custom Guarantee, Custom TermGUL, Guarantee Builder IUL, and ADDvantage plans are issued on policy form series LS140A, LS165B, LS161A, LS137A, LS166, LS163A, LS167, LS164A, and LS143AMP respectively by North American Company for Life and Health Insurance, Executive Office, Chicago, IL, 60607.  Not all products, features, riders, endorsements or issue ages are available in all jurisdictions.

 


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North American Company for Life and Health Insurance
Member of the Sammons Financial Group

Site last updated:  11/06/08